Commercial Vehicles Insurance Cover
In addition to the standard commercial motor cover, the product range extends to: Excess reducer; Theft/hijacking excess reducer; Credit shortfall; Extended wreckage removal; Extended territorial limits; Cross border towing, and Loss of use.
Own Damage Insurance is cover for your own truck and trailer. This coverage is for repair or replacement for damage resulting from things such as collision, fire, theft, hail, windstorm, earthquake, flood, etc to your own vehicles. This coverage may be required by the financial institution if the vehicle/s is under an HP agreement.
Theft or Hijack cover is cover for your truck and trailer in the event of theft or hijacking of the entire heavy commercial vehicle or trailer and parts from the vehicle and trailer, like tyres etc.
Motor Third Party
Liability Motor Third Party Liability insurance covers material and non-material damages caused to third parties. When your vehicle causes an accident you will be held liable for any third party damages.
Third Party, Fire and Theft cover will only cover you against Third partly liability, Fire and Theft or Hijack situations and does not include own damage cover.
GIT (Goods In Transit) Insurance
Goods in transit insurance cover property against loss or damage while it is in transit from one place to another or being stored during a journey. Goods in Transit insurance also protects the Transport operator for his responsibility in the event of damaged or lost freight. You can take GIT insurance out for goods being distributed in your own vehicle or by a third-party carrier.
Your Goods in Transit or GIT Insurance policy will protect you from:
Theft (while in transit)
Loss (while in transit)
Damage caused by accidents during transit
Damage caused during transit
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