We’ve made some exciting changes to the DiscoveryCard product offering. Cardholders will have even more rewards to look forward to next year! DiscoveryCard holders with an active Discovery Miles benefit can open up a world of even more rewards. Plus, they can look forward to a brand new benefit.

Discounts of up to 40% for getting around safely

Uber is a new DiscoveryCard retail partner, and we’re teaming up with Discovery Insure to enable cardholders to go even further for less. Uber seamlessly connects riders to drivers through its app. It automatically picks up your location and shows you how far your driver is from you. DiscoveryCard holders can now get up to 20% cash back on their Uber trips by paying with a DiscoveryCard.

If you’re a cardholder and a Discovery Insure client with Vitalitydrive, and if you’re already an Uber user, you can boost your discount to up to 40%. Get all the details on this exciting new benefit.

Get so much more with Discovery Miles!

In 2015, DiscoveryCard holders with Discovery Miles will have even more reasons to celebrate. If you still haven’t activated Miles on your card, you can activate Discovery Miles here.

With the new HealthyLiving Miles Multiplier benefit, Miles members can multiply their Discovery Miles by up to 10 times if they shop at HealthyLiving partner stores and pay using their DiscoveryCard. There aresix HealthyLiving store across the country, and your Miles Multiplier is based on your Vitality status. The stores are: Pick n Pay, Woolworths, Clicks, Dis-Chem, Totalsports and Sportsmans Warehouse.

Make sure you activate your Vitality HealthyFood, HealthyCare and HealthyGear benefits – you will get up to 25% cash back at these stores too.

What can you do with Discovery Miles?

With Discovery Miles, you can:

  • Shop through discovery/mall, an online shopping portal where you can buy your favourite products. You have over 30 e-tailers to choose from, like Takealot.com, Yuppiechef, Hirsch’s, Ster-Kinekor and many more
  • Pay for your local flights on kulula.com or British Airways
  • Convert to British Airways Avios or SAA Voyager Miles
  • Increase your cash back with our travel partners Contiki, Royal Caribbean International and World Leisure Holidays.

All you have to do is activate Discovery Miles for a yearly linkage fee of R350 and you’ll be rewarded on all your qualifying spend with your DiscoveryCard.

Miles earning rates and limits

You will earn one Discovery Mile for every R15 qualifying spend on your DiscoveryCard. The total number of Miles you can earn in a month is based on your card colour, as explained in the following table. If you need more details on Miles and earning limits.

Card colour Miles cap per statement
Blue or Gold 5 000
Platinum 10 000

DiscoveryCard benefits that will not change

Most of the existing DiscoveryCard benefits will not change next year. In 2015, cardholders will still:

  • Get up to 20% cash back at a range of retailers in the DiscoveryCard store network;
  • Get up to 22% cash back with our travel partners;
  • Save up to 50% on holiday accommodation with the Vitality Hotel Collection benefit;
  • Have the ability to shop through discovery/mall – an online shopping portal with more than 30 e-tailers to choose from; and
  • Get exclusive access to selected premium live events and offers through Big Concerts.

Changes to existing benefits

From 1 January 2015, DiscoveryCard holders can no longer earn DiscoveryCard cash back at Builders Warehouse or Builders Express. Builders Warehouse (including Builders Express), part of the Walmart group, no longer accommodates third party partnerships. We are also replacing the smart shopper Multiplier benefit at Pick n Pay with the HealthyLiving Miles Multiplier.

The maximum amount cardholders can get cash back on will be limited to 20% of the total DiscoveryCard spend in that statement period. We apply a maximum limit of R10 000 spent at all DiscoveryCard partner stores when calculating cash back.

DiscoveryPlatinum and Gold DiscoveryCard fees

From February 2015, DiscoveryCard will no longer charge account fees for DiscoveryPlatinum and Gold DiscoveryCards on a yearly basis. These fees will now be charged monthly. All cardholders now benefit from the rights granted by the National Credit Act 34 of 2005, whether having joined before or after the National Credit Act.

Silver DiscoveryCard to Gold DiscoveryCard change

Please note: The Silver DiscoveryCard no longer forms part of our product offering. If you still have a Silver card, your profile on www.discovery.co.za has been updated to reflect you are a Gold DiscoveryCard holder. Your account number will remain the same. You don’t have to do anything. Your existing Silver DiscoveryCard will remain valid until the date it expires. We will then replace it with a Gold DiscoveryCard.

Electronic statements

With the postal strikes continuing, why not update your statement preference online so you can receive your card statement and any important card-related updates by email? To update your details, simply make sure you’re logged in to www.discovery.co.za, go to ‘Card’ and click on ‘DiscoveryCard communication’ under ‘Manage your account’.

We will protect your personal information

At DiscoveryCard, we care about protecting all your personal and financial details. In line with the Protection of Personal Information Act, you will receive some of your personal information in a secured format.

Need more information on your DiscoveryCard? Browse the ‘Card’ page or call us on 0860 11 2273.

DiscoveryCard is operated by Discovery Vitality (Pty) Ltd, registration number: 1999/007736/07, an authorised financial services provider under the banking licence of FirstRand Bank Limited, registration number 1929/001225/06, an authorised financial services and registered credit provider, NCA Reg No. NCRP20. Terms and conditions apply.

Article source: https://www.discovery.co.za/portal/individual/credit-card-news-2015-benefits