Does your Insurance plan cover damage as a result of a power surge? It’s a good idea to ensure that you’re 100% clear as to whether your plan has taken into account the different kinds of risk scenarios your valuables may be exposed to; providing sufficient cover should a power surge happen, resulting in a need for repair or replacement.

To best protect either small or major surges from damaging your valuables, the below tips can be useful to get into the habit of implementing:

  1. Disconnect electrical devices and appliances from the plug source when not in use, during an electrical storm or when the power goes out. This will help to save your valuables, reduce the likelihood of damage and even conserve valuable energy too.
  2. Be careful not to overload your power outlets, especially those appliances that use high amounts of electricity. Valuables, such as computers, laptops, widescreen TVs or internet modems or routers should ideally not be plugged into the same power outlet as they typically use a lot of energy and have sensitive circuit boards too. Items such as air conditioners, washing machines, microwaves and refrigerators should also have its own dedicated plug-in source or power strip.
  3. Make use of surge protectors for your electric mains board, as well as plug adaptors. Surge plug adaptors are a simple solution that you can implement yourself, but any protectors on your DB boards should be installed by a certified electrician.
  4. Consider purchasing a UPS (uninterruptible power supply). This is useful for protecting your internet and electronics such as a modem and router. It also allows you to be able to continue using your computerized devices even during a round of load shedding.
  5. Make use of a surge protecting power strip. Such power strips have a built-in surge protector which has a fuse that is designed to fail if a voltage spike occurs. When this happens, power supply is prevented from flowing through to your plugged in appliance or device; and thereby preventing damage during a surge.
  6. Allow an electrician to double check your electrical switchboard or fuse box to ensure that you have an adequate supply for your home and electrical devices and appliances. If you’ve noticed a few flickers or power trips, this may indicate circuit breaker issues. A certified electrician can help you to ensure that you can sufficiently upgrade if needed.


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